Broker Check

A UNIQUE APPROACH

Markle Financial is committed to the long-term financial success of Laramie and beyond. Our wealth management services provide practical, customized solutions for a variety of financial needs – whether you’re looking for a trusted financial advisor, proven investment counsel, retirement planning support, or help for a personal challenge. We have your back. We have a team of advisors that is 100% committed to help you achieve financial success.

GENUINE RELATIONSHIPS

You’re not a client. You’re not a number. You’re a member of the family. Your concerns, challenges, and goals matter to us, and our number one objective is to help you achieve success. Let’s work together to help you achieve your goals.

PERSONAL ASSESSMENTS

Your individual goals are distinct, important, and worth a personalized game plan. Markle is 100% dedicated to fully understanding your story so we can create a strategic wealth management plan.

CUSTOM SOLUTIONS

Once we’ve evaluated your personal goals, we design a variety of customized, tailor-fit plans. These solutions help solve immediate needs and position you and your family for future success.

At our firm, we have the
client—and only the client—in mind.

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

Markle Financial is a Registered Investment Advisor (RIA). We have over 25 years of experience in our office. We provide tools for wealth management that is reimagined. Our unique approach is committed to the long-term financial success. It is where your finances meet real life!

We give more than just financial advice. We have a whole team working with you to help you make intentional plans to provide the impact you want for the future. 

OUR SERVICES

WEALTH MANAGEMENT

Financial planning is the roadmap to a secure and fulfilling life, as you define it. We provide comprehensive planning: not just for investments, but for everything from debt management to college funding to generate the retirement income you’ll need.

COMPREHENSIVE, PERSONAL PLANS

Your financial situation is unique to you. That's why we work with you to create a comprehensive, personalized plan. This plan may include:

  • Cash-flow optimization
  • Education funding
  • Retirement funding
  • Social Security maximization
  • Risk management
  • Charitable giving
  • Estate planning

Because we tailor our services to your needs, it is flexible and can be changed as your life changes. We listen closely to your feedback and stand ready to help you make informed decisions about major purchases and financial decisions.

RETIREMENT INCOME PLANNING

When it comes to retirement planning, building your nest egg is only half the equation. We also help you determine how much to save in order to retire with the confidence that you won't outlive your assets.

Once we identify your retirement income needs, we work together to create two things:

  • An in-retirement portfolio that provides steady income while allowing for needed growth and
  • A spending strategy that can keep you from overspending or living with unnecessary, fear-based frugality.

ESTATE PLANNING

We understand you want your heirs to receive the greatest amount of your wealth possible, in an easy and efficient manner. We provide guidance for giving to the people and causes that are important to you both during your lifetime and at the settlement of your estate.

RISK MANAGEMENT

You have put a lot of time and work into achieving your wealth. We recognize that, most likely, one of your goals is to sustain and pass along those profits to multiple generations. That’s why risk management is essential.

We walk you through the potential cost challenges you may face. When necessary, we recommend cost-effective insurance options to reduce those uncertainties.

 

INVESTMENT PLANNING

Successful investing can be key to helping you achieve your financial goals. We draw on deep expertise and decades of team experience to manage investment portfolios that are designed to meet your unique needs with as little risk as possible. Your investment portfolios will be:

  • Customized. Your personalized portfolio will be tailored to match your goals, comfort level with market risk, timeframe for retirement and other objectives. As a client-centered firm, your individual situations, needs and values are reflected in your portfolio. Many of our clients opt for faith-based or socially-conscious investing, and we are well-positioned to help them with our specially designed model portfolios.
  • Tax-managed. No one wants to pay more in taxes than absolutely necessary. We proactively employ every tool at our disposal to minimize tax impacts within your investment portfolio. These tools include tax-loss harvesting and minimizing expensive, short-term capital gains.
  • Flexible. Your portfolio is continuously monitored by our investment committee. Each month, we review portfolios against our six-month market forecasts and make tactical adjustments as warranted to minimize risk and maximize the opportunity for gains.

CHARITABLE GIVING

Giving back is an important goal of many people. We help to ensure that your philanthropic giving has its fullest impact.

Our team provides comprehensive philanthropic support by helping you to:

  • Identify and create charitable giving goals and objectives.
  • Pinpoint charities that match your values.
  • Evaluate organizations’ effectiveness and financial management.

Individualized mechanisms such as a Donor Advised Fund is a unique way to get an immediate tax benefit, but allowing time to decide what areas you want to make an impact in.

We also support family foundations, helping to ensure that they satisfy your goals now and through future generations. Our services include:

  • Designing an investment policy statement that aligns your foundation’s investment approach with its mission.
  • Screening investments to ensure that they meet your values.
  • Educating family members and facilitating their participation.

Our estate and legacy planning provides independent, trustworthy guidance that helps you make the maximum impact in the areas you care about—in your lifetime and beyond.

CORPORATE RETIREMENT PLANS

As business owners, we personally understand the benefits and challenges of corporate retirement plans.
We’re proud to help fellow owners manage every aspect of their 401(k) and pension plans, including:

  • Plan selection and design consulting.
  • Creation of a customized Investment Policy Statement (IPS) to guide selection, monitoring and replacement of investment options within the plan.
  • Employee education and training.
  • Fiduciary obligations.

We also provide benchmark comparisons of fees and services to ensure that you are receiving the best possible value. Solid employee benefits can help to make a company stronger and more successful. We make providing them simple and pain-free.


DYNAMIC WEB BASED TOOLS

FinLife, CX - Delivering world-class financial advice now requires the digital tools and systems to be dynamically connected and constantly engaged with you as our client.

eMONEY - is a comprehensive and scalable financial planning technology that empowers advisors to meet a broad range of planning needs for their clients. Built upon our planning-centric platform, this package is constructed to align to the type of planning that advisors offer and deepen client engagement


Tax Assistance (DST, 1031 Exchanges, ROTH Conversions)



UNIQUE CLIENT EXPERIENCE


We provide a unique client experience! We know life is busy! We know it is difficult to take time away from other duties.

So, we want your time in our office to be enjoyable as well as personalized on your financial needs.

During your appointment, in addition to snacks, we offer:

Coffee (espresso, latte’s, cappuccino’s)
Soda (Coke, Sprite, Root beer)
For afternoon appointments, we also offer beer and wine.

Our relationship with you is important to us. So, we take time to get to know you and understand your priorities. In doing so, we offer two complimentary appointments to determine if we are mutually a good fit for each other.

VALUE

To sum it all up, Markle Financial provides:

  • Access to strategies
  • Trading Platforms
  • Customized portfolios
  • Interactive web-based tools
  • Honest conversations that allow both parties in a household to be equally represented with goals and dreams
  • Dynamic tools that allow you to create an action plan to achieve your life goals. Basically, a roadmap that holds you accountable.
  • Financial Scorecard – find out your score – which is just as important as your credit score.
  • Collaborative Relationship
  • Retirement and Tax Planning Solutions

We are different from our peers. We help YOU navigate your current path, so you can live the life you want. Yes, there are fees, but as a firm, we provide exceptional value.

Our First two appointments are complimentary to determine if we are mutually a good fit.
If we decide to move forward, the average cost and fees are listed below.

SETUP FEE: $250 Setup Fee + $100 per additional account being moved
Then, you will pick from one of our individualized platforms that fit your needs.

  • Wealth Management – You will be charged for Financial Planning and Assets Under Management
  • Consultation or Creation of a Specific Financial Plan - which is charged hourly. 

Financial planning and ongoing portfolio management is paid through an Assets Under Management (AUM) Fee with a minimum fee of $1,250. On our SEI platform, we have a tiered standard fee schedule starting at 1.59%. Some platforms, depending on what is best for you, can vary. However, your individual fees will be transparent and made available during your proposal meeting.



THE PROCESS

Call 307-721-1725 to schedule your appointment. Normally we are about two weeks out for appointments.

FIRST APPOINTMENT

The purpose of your first appointment is to gain insight on you and your life goals. At this appointment, an engaging interactive prioritize exercise will take place.

Prior to your first appointment, you will be asked to take a "quick brain" Money Mind assessment. This allows us to get an insight on how you THINK AND FEEL about money.

The Money Mind assessment will be e-mailed individually to all parties attending the meeting. Once received, you have 48 hours to complete this assessment or your appointment will be cancelled. 

For your first appointment, it is important to bring in all of your financial documents, such as: Quarterly statements for your current investments, 401K plans, bank account information, brokerage account, life insurance, long term care, tax return. This will be collected when you check in and copies will be made and originals will be given back. Don’t stress over this. Call if you have questions!

 

SECOND APPOINTMENT

The purpose of your second appointment is to take everything we have learned and show you the guardrails we built so you can obtain your life goals.  

Prior to your second appointment, our Client Care and Operations Specialist may need to call/e-mail you for additional documentation and information. You also will be asked to take a risk profile questionnaire - Finametrica. 

The Finametrica questionnaire will be e-mailed individually to all parties attending the meeting. Once received, you have 48 hours to complete this assessment or your appointment will be cancelled. 

At the conclusion of your second appointment, you will leave Markle Financial with a proposal that outlines our relationship, transparent costs to manage your assets, and an annual plan on how we will make course corrections to keep you on track. 



FAQ's

Q: What does it cost to work with Markle Financial?

A:  We offer a complimentary introductory meeting, which gives you the opportunity to evaluate our firm and its services to ensure we are a good fit for you. Every client’s situation is unique, and we build flexibility into our fee structure to reflect that belief. Our fee will be based upon the complexity of your financial situation and/or the amount of assets we will be managing. Once we determine an appropriate fee, it will be clearly outlined in the proposal we provide before you sign any paperwork to begin working with Markle Financial.

Q: Is Markle Financial a fiduciary?

A: Markle Financial  is a fiduciary, which means we are legally required to act in your best interest by placing your financial interests above our own. The fiduciary standard is considered the highest level of care by which a financial advisor can operate.

Q:What is a CRPC Professional?

 

Q: Do you have asset minimums?

A: No. We have flexibility in creating a fee structure for your situation that does not require any asset minimums.

Q: Who will I work with?

A: We employ a team approach in working with you as we feel this allows us to provide an unparalleled level of service. While you will have a primary advisor, you will interact with various members of our team based upon your needs and requests. In addition, you will have access to our network of accountants, attorneys or other professionals in order to provide a comprehensive financial plan.

Q: What is a Registered Investment Advisor (RIA)?

A: A registered investment advisor, or RIA, is a "person or firm that, for compensation, is engaged in the act of providing advice, making recommendations, issuing reports or furnishing analyses on securities, either directly or through publications" according to The Investment Advisers Act of 1940.

Investment Advisory Services are offered through Markle Financial LLC, a registered investment adviser. Insurance products and services are offered and sold through individually licensed and appointed agents in all appropriate jurisdictions.